| Group Auto & Home Program |
| Auto & Home Policy Tips |
| Questions & Answers |
| Information Carriers Require |
| Policy Comparison Worksheet |
| 1. | Do I have to wait for my current policy(ies) to expire
to participate in The Group Auto & Home Insurance
Program? |
|
| No, have your current policy(ies) available when you
call. You can compare your current rates and coverage
with those provided by the participating insurance companies. If you decide to switch from your current provider, be sure to contact your current insurer or agent for the terms of a premium refund. |
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| 2. | If I already use Liberty Mutual, Travelers or
MetLife Auto & Home® for auto and/or home
coverage, may I still get the Idearc discount? |
|
| Yes. Call 888-231-4044, choose your carrier on the voice
response system, and tell the insurance consultant that
you are a current policyholder and an employee or
retiree of Idearc. You can take advantage of group
discounts and payroll deduction (employees only). |
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| 3. | May I receive insurance quotes from all
three companies? |
|
| Yes. You can call 888-231-4044 or any time and receive
quotes from the carrier(s) you choose. Keep in mind,
carriers cannot transfer calls; you will need to contact
each carrier separately. |
||
| 4. | May I cancel my policy at any time? |
|
| Yes. You may cancel your policy(ies) at any time. Before
you cancel, please make sure that you have adequate
coverage to replace your existing policy(ies). |
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| 5. | When shopping for a new car or new home, may
I request multiple quotes to determine the insurance
costs before my purchase? |
|
| Yes. The insurance consultants will provide as many
quotes as you need to determine the total cost of your
premium on your potential new car or home. |
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| 6. | Must I buy both my auto and home policy(ies)
from the same carrier? |
|
| No. You may buy your auto coverage from one carrier
and your home coverage from another. However, all
three carriers offer multi-policy discounts. Please inquire
about these discounts when you call to compare. |
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| 7. | What are my premium payment options? |
|
| Employees can pay their premiums through payroll
deduction, Electronic Funds Transfer (EFT), or direct
bill. Retirees can pay through EFT or direct bill. |
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| 8. | If I leave Idearc, what happens to my coverage? |
|
| If you terminate/resign your employment with Idearc,
you may continue your coverage with each carrier on a
direct-bill basis. However, you may lose the program
discounts once you terminate employment. Contact
your carrier to discuss further. |
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| 9. | If I have a claim, what do I do? |
|
The carrier with whom you have coverage will provide
you with their toll-free claims service number to call
in the event of a claim. Each carrier has 24-hour, |
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You could save hundreds of dollars per year with these choices for your auto and home insurance.
Enjoy choice, flexibility, and savings with The Group Auto & Home Program for Idearc Employees & Retirees.